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Are you looking for a Buy to let mortgage in or around the Southampton area?

Buy to let mortgages in Southampton.

A buy-to-let mortgage is designed for borrowers who want to invest in the property market and purchase a property to rent out to tenants.

A buy-to-let investment can be viewed as a long-term opportunity for profitable returns and as a way of securing finance for retirement. There are many competitive mortgage deals available that are specifically aimed at those buying to let.

When you take out a buy-to-let mortgage, you will be expected to meet certain criteria:

  • you will be required to put down a deposit (typically larger than for a standard residential mortgage) – roughly 25% of the property’s value
  • your expected rental income will usually need to exceed your mortgage repayments by a certain percentage – e.g. your lender may require a rental income of 125% of your monthly mortgage payments. However, some lenders are more flexible.

We have experience of working with a range of buy-to-let customers, whether buying their first property or their 50th.

Clients who have more than five buy-to-let properties need advisors who are experienced in placing this type of business. We have personal relationships with a range of lenders that offer clients this type of financing.

Please remember that it is the borrower’s ultimate responsibility to ensure that the mortgage payments are made, whether there is a tenant in the property or not.

Let-to-Buy

We are experienced in let-to-buy mortgages and work with a wealth of clients in need of let-to-buy products. We can advise you on the best mortgage for your circumstances.

For Buy to let or Let-to-Buy mortgage advice in and around the Southampton area please call IMS on 01869 248339 or email info@imsinternet.co.uk

 

 

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