Find out if a Help to Buy equity loan can he...
What is a Help to Buy equity loan? The Help to Buy equity loan scheme was launched in April 2013 in a bid to kick-s [more]
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How Would a Hard Brexit Affect Bicester Hous...
I have been asked a number of times recently what a hard Brexit would mean to the Bicester property market. To be f [more]
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The rise of the 10-year fixed mortgage
According to the latest research from the Mortgage Advice Bureau, more than a third of homeowners with mortgages wo [more]
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What happens to your mortgage after divorce?
Your mortgage might be the biggest financial asset you share with your partner, and when you decide to part ways, i [more]
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7 Reasons Why Bicester Buy To Let Landlords ...
There is no escaping the fact that over the last couple of decades, the rise in the number buy to let properties in [more]
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IMS Property Group CEO launches full-service...
CEO of IMS Property Group, Michelle Niziol, has launched a new full-service property investment and refurbishment c [more]
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Will the Bicester Property Market Crash?
And if it does … who will be the winners and losers?
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Does a chief executive need a mortgage?
Michelle Niziol talks about high net worth individuals on FT Adviser. The high net worth mortgage is a tricky subj [more]
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Top Tips for Buying a Luxury Property
As summer draws to a close, the property market gets busier and busier. Many homes come to the market in the autumn [more]
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Bicester Property Values 8.5% higher than ye...
It’s been nearly 18 months since Sajid Javid, the Tory Government’s Housing Minister published the White Paper “Fix [more]
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Top Tips to Sell your Home this Summer
If you’re keen to sell your home this summer, there are some quick fixes you can do to make your home more sellable [more]
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Back to the Future: Industry Experts Predict...
Michelle Niziol catches up with online property news outlet Estate Agent Today about the future of estate agency. [more]
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The importance of having an inventory
Property inventories are crucial for both landlords and tenants. They help you to stay organised and protect yourse [more]
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How Affordable is Property for Bicester̵...
The simple fact is we are not building enough properties! If the supply of new properties is limited and demand con [more]
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315 Bicester Landlords plan to expand their ...
A noteworthy number of buy to let landlords in Britain plan to buy more properties over the next year despite the r [more]
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Nearly Five Babies Born for Every New Home B...
Nearly 5 babies have been born for every new home that has been built in Cherwell since 2012, deepening the Biceste [more]
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Does a CEO need a mortgage?
Many people assume that high net worth individuals don’t need mortgages, and if they do, that the bank will have no [more]
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In the Spotlight with Michelle Niziol
CEO Michelle Niziol catches up with online property news service, Property Reporter, for their ‘In the Spotli [more]
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The Mortgage Lender – Interview with M...
Our CEO Michelle Niziol discusses her love for property in an exclusive interview with The mortgage Lender. Michell [more]
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ASKING PRICES DOWN 4.1% IN BICESTER IN THE L...
The average asking price of property in Bicester dropped by 4.1% or £15,493 compared to a year ago, taking the curr [more]
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We’ve relocated to a new home!
Due to the growth and success of the firm, we have relocated to a new office at 8 Deans Court in Bicester. The sign [more]
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What another interest rate hike means for mo...
The Bank of England is expected to increase interest rates in the next few months. If the committee votes for an in [more]
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Bicester Home Renters Will Have Spent £149,2...
Bicester Millennials were born between the mid 1980’s and late 1990’s thus making them between the age of around 22 [more]
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The average Bicester rent is £1,079 pcm
The rents paid by Bicester tenants are now standing at £1,079 per calendar month (pcm), a rise of 0.45% year on yea [more]
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What House: Expert Overview of Today’s Mortg...
Our very own Michelle Niziol gives an exclusive interview with What House. She tackles the topic of mortgages, fina [more]
Continue Reading Homeownership amongst Bicester’s young adult...
The degree to which young Bicester people are locked out of the Bicester housing market has been revealed in new statistics. I was chatting to one of my landlord’s last week about how the homeownershi [more]
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What Mortgage – Getting a mortgage wit...
Read Michelle Niziol’s article on how to get a mortgage with bad credit history, as published on What Mortgag [more]
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Bicester Council Tax Payers Stung by 81.42% ...
Buying and selling a home in Bicester isn’t the easiest or cheapest thing you will ever do. Estate agent fees, soli [more]
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Organic growth leads to recruitment drive
We are looking to expand the size of our workforce by 20% to deliver our strategic plans for growth over the coming [more]
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How many First Timer Buyers in Bicester Boug...
A little bit of good news this week on the Bicester Property Market as recently released data shows that the number [more]
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An extension could add £75,250 to the value ...
As our families grow bigger the need for more space, be that bedrooms or reception rooms, has grown with it. Also, [more]
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Bicester’s 15.5% ‘New Build Premium’
According to the National House Building Council (NHBC), more than 26,142 new homes were registered to be built in [more]
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Bicester’s ‘Millennials’ set to inherit £482...
That got your attention … didn’t it! But before we start, what is Generation X, let alone Generation Z, Mille [more]
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Bicester Private Rents Hit £16.01 per sq. fo...
One of the best things about my job is helping Bicester landlords with their strategic portfolio management. Gone a [more]
Continue Reading What will 2018 bring for your mortgage?
After a year of uncertainty, what will 2018 bring for your mortgage? The impact of an Interest Rate rise The Bank o [more]
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2018 housing market predictions
After a year of uncertainty, what will 2018 bring for the housing market? House Prices House prices are reliant on [more]
Continue Reading What landlords need to be aware of in 2018
Buy to let landlords need to be aware of new regulations and government policies that will impact how they operate [more]
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Get ready to move in the New Year
If you are planning to move home in the new year, put the wheels in motion now and take advantage of the upturn in [more]
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Reaction to the Autumn Budget
Our CEO Michelle Niziol gives her reaction to today’s Autumn Budget: “Our nation is in the grips of a housing crisi [more]
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Impact of future rise in interest rates
IMS Property Group CEO, Michelle Niziol, gives her thoughts on future increases in interest rates and the impact th [more]
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Lender price war is good news for consumers
A price war amongst mortgage lenders is good news for people coming to the end of their mortgage deal or those appl [more]
Continue Reading Michelle Niziol to give keynote address at T...
Michelle Niziol, CEO of IMS Property Group, aims to motivate and inspire entrepreneurs through her keynote address [more]
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How to build and manage a successful portfol...
A House in Multiple Occupation (HMOs) is typically rented out to professional sharers and students. They are partic [more]
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Calling all first-time buyers!
We are really excited to be holding a first-time buyer event on Thursday 5 October at Bicester Hotel, Golf and Spa. [more]
Continue Reading Savvier ways to build a property portfolio
Despite changes to legislation and regulations bought in to make it harder for people to purchase a buy-to-let (BTL [more]
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IMS Property Group appoints head of sales
We have appointed Thomas Honour as head of sales and business development. The role is newly created and will see T [more]
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IMS comments on Purplebricks latest financia...
Michelle Niziol, vice president of ARLA Propertymark and director of IMS Property Group, discusses what Purplebrick [more]
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Michelle Niziol elected vice-president of AR...
Michelle Niziol, Director of IMS Property Group, has been elected vice-president of ARLA Propertymark (Association [more]
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IMS reacts to the result of the General Elec...
IMS Director Michelle Niziol comments on the result of the General Election. Niziol says: “We continue to face days [more]
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To interest only or not to interest only
Michelle Niziol,director of IMS Independent Mortgage Solutions, explains all about interest-only mortgages. Interes [more]
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IMS director named a candidate in the ARLA V...
We’ve got some exciting news to announce – our director Michelle Niziol is a candidate in the ARLA Prop [more]
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Michelle Niziol comments on self employed mo...
Our own Michelle Niziol put her thoughts forward on alternative lending options for the ‘unlendables’ i [more]
Continue Reading 60 second interview with Michelle Niziol on ...
IMS Director Michelle Niziol took part in a quick fire 60-second interview with publication Landlord Today. Here [more]
Continue Reading This is Money – Michelle Niziol gives ...
What do you do if you want to get out of Help to Buy? If you got a leg-up to buy a brand new home, here’s how to sell or remortgage. More than one million people have taken advantage of the Gove [more]
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Bicester Today: IMS sponsors Marsh Gibbon Pr...
Pupils of Marsh Gibbon Pre-School enjoyed an Easter party on the last day of term before the spring holidays. All c [more]
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2017: The Year to Remortgage
Our very own Michelle Niziol has written an article for What Mortgage magazine about the benefits of re-mortgaging [more]
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Bicester housing market remains buoyant
The Bicester housing market is buoyant with properties that are well presented and correctly priced selling well, a [more]
Continue Reading Read what Michelle Niziol has to say on Budg...
In the Spring Budget Statement on 8 March, Chancellor Philip Hammond made no mention of help for Britain’s ho [more]
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Michelle Niziol’s reaction to Budget 2...
Our very own Michelle Niziol’s reaction to today’s Budget 2017 statement has been included in an articl [more]
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Michelle Niziol comments on Chancellor Hammo...
Today’s Spring Budget announcement by Chancellor Philip Hammond was a missed opportunity for the housing mark [more]
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IMS appointed to Help to Buy South panel
IMS Independent Mortgage Solutions recently became the only mortgage broker in Bicester and one of just three in Ox [more]
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Michelle Niziol gives her view on Oxford hou...
Our very own Michelle Niziol gave her thoughts on the rising cost of housing in Oxford and how to tackle the proble [more]
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High prices push renters out of the Capital
Growth in rental values in London may have slowed in recent months, but the capital remains by far the most expensi [more]
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Why buying to let is still worth the investm...
Property Insider Blog has published an article written by our director Michelle Niziol about why buying to let is s [more]
Continue Reading IMS Independent Mortgage Solutions are now o...
IMS Independent Mortgage Solutions have been selected as the only independent mortgage broker in Bicester on the Help to buy panel and one of only 3 brokers in Oxfordshire, for more information see ou [more]
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How to get a mortgage if you have bad credit...
It can be difficult to find a lender willing to offer you a mortgage if you have had past credit problems. But all [more]
Continue Reading Michelle Niziol talks record rents in Landlo...
Read my comments about rising rents in the South of England here in Landlord News
Continue Reading Michelle Niziol talks about what’s nex...
Our Director Michelle Niziol commenting on what’s next for the rental market in Southern England in 2017, as [more]
Continue Reading IMS supports Marsh Gibbon Pre-School
The local community is important to us and we have chosen to support for Marsh Gibbon Pre-School. Our director Mich [more]
Continue Reading Michelle Niziol’s comments on the Autu...
Whathouse? Have featured Michelle Niziol’s comments on the autumn statement, to read the full article please [more]
Continue Reading Read Michelle Niziol’s comments on the...
The Metro newspaper contacted the Director here at IMS, Michelle Niziol, to discuss the housing in Aylesbury, read [more]
Continue Reading Oxford Mail – IMS Shoebox Appeal
The Oxford Mail have picked up the IMS Shoebox Appeal, to raise awareness of a great cause, click here to read the [more]
Continue Reading IMS – Shoebox Appeal
Every year the IMS team gather together to pack shoeboxes for operation christmas child, this year we did 12! Its s [more]
Continue Reading IMS partner with Bicester Technology Studio
IMS had a fantastic partner meeting this week with Bicester Technology Studio. IMS have always supported local charities and Director Michelle Niziol has a passion to encourage the younger generation [more]
Continue Reading Landlords urge UK to follow Irish example an...
Read my comments in Property Wire here: https://www.propertywire.com/news/europe/landlords-urge-uk-follow-irish-example-abolish-change-tax-relief/
Continue Reading The Apprentice 2016: Episode 1 Analysis
The 11th edition of the hugely popular show, The Apprentice, returned to our TVs on 14th October. Advisor Baroness [more]
Continue Reading ‘Workaholic’ Michelle Niziol
Michelle Niziol who recently made headlines in the Daily Mail Online about this edition of The Apprentice by becomi [more]
Continue Reading Michelle Niziol, the Apprentice 2016 Candida...
All You Want to Know About Michelle Niziol, the Apprentice 2016 Candidate Michelle Niziol, who has had articles abo [more]
Continue Reading Sell your property with IMS for just 0.75% i...
IMS have a fantastic offer at the moment of 0.75% inclusive of VAT to sell your property! The price includes all marketing costs, we have a professional photographer and floorplan specialist, these ar [more]
Continue Reading Pictures from my amazing “The Apprenti...
Thank you so much for the support you have all shown me on what was the opportunity and experience of a lifetime! Being an Apprentice candidate was a dream come true, I have enjoyed every minute of it [more]
Continue Reading Watch IMS Property Solutions on House Doctor...
IMS Property Solutions in Bicester took part in the channel 5 show ‘House Doctor’ which airs on Friday 7th October at 11.15am, tune in to watch our estate agents improve the value of our c [more]
Continue Reading Exciting news! Founder of IMS, Michelle Nizi...
Lets all get behind Michelle and support her through her journey to be Lord Sugar’s next business partner!
Continue Reading Read my Feature article in What Mortgage ...
20.09.2016 What Mortgage First Time Buyers article
Continue Reading IMS Property Solutions are now registered wi...
After qualifying for Level 3 Technical award in the sale of residential property, IMS Property Solutions is now registered with the NAEA, this gives vendors and buyers the reassurance that you are in [more]
Continue Reading Read my post Brexit article published in The...
I was asked to comment on the property market post Brexit by the Oxford Times, read my article here: Michelle Niziol comment in OT Aug 25 2016-1
Continue Reading Read my comments in Mortgage Solutions regar...
I was asked for comment by the popular Mortgage Solutions magazine regarding second charge loans, read the article here; https://www.mortgagesolutions.co.uk/news/2016/09/07/knock-effect-mcd-means-cons [more]
Continue Reading Update: Four mortgage lenders pass 0.25% rat...
Coventry Building Society, Santander, Barclays and NatWest became the first brands to pass on the Bank of England’s 0.25% rate cut to borrowers, after today’s Monetary Policy Committee (MCP) unanimous [more]
Continue Reading The Monetary Policy Committee (MPC) took the...
Until today, the Bank of England Base Rate had been held at 0.5% since March 2009. The Bank of England has also extended Quantitative Easing (QE) by £60bn to £435bn by a vote of 6-3. In the second mee [more]
Continue Reading IMS – The new agent for corporate even...
IMS are pleased to announce that we are the agent for the hiring of conferencing and events facilities at the new Bicester Technology Studio school. We were invited on site visit this week by the Prin [more]
Continue Reading Michelle’s Article in What Mortgage &#...
With the growing prospects of rising house prices, historically low interest rates, increasing longevity and delayed retirement, more and more people are considering borrowing for longer. Last year, s [more]
Continue Reading EU Ref Comment from Michelle Niziol
“In an ever connected and interrelated world some powers – such as those to do with climate change, international trade, organised crime, cultural terrorism and financial governance ̵ [more]
Continue Reading A MASSIVE thank you to all IMS clients!
A MASSIVE thank you to all IMS clients! 124 client testimonials have been posted on our website! THANK YOU! Testimonials
Continue Reading Featured in MagaScene – Michelle talks about...
Property finance expert, Michelle Niziol is the founder and director of IMS Independent Mortgage Solutions in Bicester. Michelle talks about exciting times ahead for Bicester, and the demand she has s [more]
Continue Reading New 1% Cash Back Buy To Let Mortgage Now Ava...
IMS Independent Mortgage Solutions now have access to a 1% Cash Back deal for Buy To Let Mortgages. A Buy to Let mortgage brings with it many costs to budget for. With legal fees, management fees plus [more]
Continue Reading The Bank of England has kept interest rates ...
The Bank of England has kept interest rates on hold for August, and also held off from any more stimulus measures, as had been expected. Its rate-setting Monetary Policy Committee (MPC) has voted to m [more]
Continue Reading What is mortgage protection insurance?
Mortgages are likely to be the biggest and longest ‘loan’ any individual or couple will take out in their lifetimes. But what happens when incomes dramatically change due to a death, illness or unempl [more]
Continue Reading UK Interest Rates on hold at 0.5%
UK interest rates have been held for the 30th month running at 0.5% by the Bank of England’s MPC. Economists had expected rates to remain unchanged due to concerns about the strength of the econ [more]
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