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HMO Mortgages

A house in multiple occupation (HMO) mortgage is designed for borrowers that wish to let out the property to at least 3 people who are not from 1 ‘household’ (for example a family) but share facilities like the bathroom and kitchen. It’s sometimes called a ‘house share’. 

Many lenders prefer borrowers to have experience as a landlord before they will consider an applicant for an HMO mortgage. There are only a few lenders that accept borrowers without any landlord experience.

Finding the right HMO mortgage can be complex, feel free to call us today on 01869-248339 or email us at mortgages@imsinternet.co.uk to receive some expert advice.

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    If you would like to arrange an appointment to speak with our mortgage team or if you have any questions, please call 01869 248 339 for our Bicester and London locations, 01865 660 023 for our Oxford location, or email us at info@imsinternet.co.uk

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